Google Tightens Security: Older Android Phones to Lose Access to Wallet and Banking Apps

In a sweeping move aimed at bolstering security and privacy, Google is rolling out a significant update to the Google Play Store, but it comes at a cost for users of older Android devices. Millions could soon lose access to vital apps like Google Wallet and banking platforms, as the tech giant strengthens protections through a feature known as the Play Integrity API.

What’s Changing?

Google is implementing new security protocols designed to prevent fraud, unauthorized access, and automated bot attacks. Central to this change is the Play Integrity API, a tool that helps developers verify the authenticity of both devices and users, and guard against manipulated environments.

While the update brings Android security closer to iOS standards, it has a notable caveat: it will only be fully compatible with devices running Android 13 or newer. Users with Android 12 or older may soon find their access to sensitive applications restricted—or blocked entirely.

Who Will Be Affected?

With nearly 35% of Android devices—close to 1 billion worldwide—still operating on outdated software, a large segment of users could be locked out of services that rely on high-integrity verification, including:

• Mobile banking apps
• Google Wallet
• E-commerce platforms
• Authentication tools

Google has confirmed that these enhanced requirements will become mandatory within the next two months, urging users to upgrade their devices or OS versions to avoid disruption.

Developers to Control App Access

The update hands more control to app developers, allowing them to limit or block app features on devices that fail the new security checks. This means some users may soon encounter reduced app functionality or full denial of access—even if the apps appear compatible.

A Warning Against Sideloading

Google has also reinforced its caution against sideloading apps from unofficial sources, noting that such methods bypass the Play Store’s built-in defenses and significantly increase the risk of malware infections.

The Bottom Line

This move reflects Google’s commitment to creating a safer and more secure Android ecosystem, especially for sensitive transactions and personal data. However, it also underscores the widening digital divide—as users with older hardware may face exclusion from essential services unless they upgrade soon.

If you’re still using an older Android phone, now might be the time to consider an upgrade—before your digital wallet goes missing for real.